The Number Is Big. The Implications Are Bigger. The U.S. national debt recently crossed $40 trillion — a figure so large it’s almost impossible to visualize. If you spent one dollar every second, it would take over 2,700 years to spend it all. But beyond the staggering size, there’s a practical question that matters far … Read more
Artificial intelligence has made its way into just about every corner of daily life — and retirement planning is no exception. But before you let a chatbot map out your financial future, there are some important lines worth drawing. AI Is a Tool — Not a Financial Advisor The danger with AI isn’t using it. … Read more
There’s a moment a lot of people have, somewhere in their 50s or early 60s, where they log into their retirement account, see a number they feel good about, and think: I’m probably fine. Maybe they’ve been watching the market, waiting for a green day to check their balance. Maybe they’ve been quietly aiming for … Read more
There’s a good chance your retirement account holds an investment you’ve never heard of, don’t fully understand, and might not be able to get out of. That’s not a hypothetical. It’s a situation Matt Dages is walking into with prospective clients on a regular basis right now — and it’s one of the most urgent … Read more
Every week there’s a new headline. A new crisis. A new opportunity. A new reason to do something with your money right now. And the financial media is very good at making all of it feel urgent — because urgent keeps you watching. Matt Dages has a simple answer for most of it: turn it … Read more
Here’s a question that trips people up more than almost any other in retirement planning: how much do I actually need? The answer most people expect is a number — $1 million, $2 million, $3 million. The answer Matt Dages gives is that it depends entirely on you. And starting with “do I have enough?” … Read more
The market is up. Depending on where you were invested heading into 2026, you may be looking at some genuinely impressive gains — especially if you had any exposure to the semiconductor and AI space, where certain positions have run 500 to 1,000% in a compressed window. That’s good news. But there’s a question that … Read more
The World Cup is one of those events that reminds you just how much goes into building a championship-level team. Eleven players on the field at once, each with a specific role. A game plan that has to adapt on the fly. Depth that matters when things don’t go according to script. No team wins … Read more
You probably didn’t set out to build a tech-heavy retirement portfolio. Nobody really does. But if you’ve got money sitting in an S&P 500 index fund, a growth mutual fund, or a target-date fund inside your 401(k) and you haven’t touched the allocations in years, there’s a decent chance tech is running the show whether … Read more
Here’s a number that’s hard to wrap your head around. Baby boomers currently hold somewhere between 85 and 90 trillion dollars in household wealth. And with roughly 10,000 Americans retiring every single day, that money is on the move. The question isn’t really whether this wealth transfer affects you. It’s whether you’re ready for it, … Read more